Would you use it to help pay for an apartment, groceries, bills, or anything like that?
What would you do if you still had $40,000 after you paid for school?
What would you do if you decided to further your schooling (med school, grad school, etc) but $40,000 was barely a dent in the cost?
I feel like a few of these questions are weirdly worried, sorry. I'm half-asleep.