What happens when two substances collide (roasted_kiwi) wrote in thequestionclub,
What happens when two substances collide
roasted_kiwi
thequestionclub

Can you recommend a credit card to a newbie? I am trying to build credit as I am a lowly student with no credit. Right now the A&T Universal card is looking pretty decent but I am full of self-doubt.
Also, any tips? I already plan to use it only for textbooks and/or groceries, to never spend more than I can pay off in a month, and to keep my charges at no more than 50% of my credit limit.

Any credit card horror stories?
Any GOOD credit card experiences?

dk/dc: can I see your last.fm?
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