jen (witchbabywigg) wrote in thequestionclub,
jen
witchbabywigg
thequestionclub

health insurance questions

I often hear about people (in the USA) having to argue with their health insurance providers about whether or not they will pay for an operation or service.
How and why does this happen?
How does surgery coverage get decided?
I always assumed you just got a big list of what the company will and will not cover, but lately it seems as though coverage is subjective in some way.
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