was never much but we've made the most (jira_rd) wrote in thequestionclub,
was never much but we've made the most

 In a very last minute scramble, I applied for the FAFSA about three weeks ago, because I wasn't planning on going back to school next semester and kind of got thrown into reapplying due to lack of employment. However, I called financial aid at my school and was told by them and our accountant that I likely will be denied student loans through my school because my stepfather makes too much money (about 50K although he owns his own business and a lot of it is channeled into that). 

Should I apply with my stepfather's information anyways or should I consider Sallie Mae loans? Just how dangerous are Sallie Mae loans? From what I can see, it looks like there's very high interest and I'm not sure that's a good idea to apply for them. 
I'm 23 and I cannot see a way to file as independent, so I'm a bit worried because if I don't find loans, I have an apartment down there that I'd have to find a way to pay for, unless I found a subleaser.

ETA: I'm trying to return to Illinois State and I am from Illinois if that helps any. Also, I'm technically a senior but switching majors so I'd be kind of starting over.
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