Should I apply with my stepfather's information anyways or should I consider Sallie Mae loans? Just how dangerous are Sallie Mae loans? From what I can see, it looks like there's very high interest and I'm not sure that's a good idea to apply for them.
I'm 23 and I cannot see a way to file as independent, so I'm a bit worried because if I don't find loans, I have an apartment down there that I'd have to find a way to pay for, unless I found a subleaser.
ETA: I'm trying to return to Illinois State and I am from Illinois if that helps any. Also, I'm technically a senior but switching majors so I'd be kind of starting over.