I lost my phone at the weekend, went to the store to get a new sim and turns out I actually stopped my insurance two years ago for some reason and never set it back up again. So, yay, wayhoo, I can't get a replacement I have to buy it.
The phone I used to have was a HTC Desire so it was really expensive, new it would cost roughly £430 not tied to a contract.
So here are my options:
A) Buy new phone for £430, use it with the same contract/sim as before and insure the phone through my bank separately.
B) Cancel off the remainder of my contract with Vodafone, I'm only a few months into my contact so it would cost about £375. Get a new phone with Vodafone/another network in a contract.
C) Downgrade my minutes/texts/internet roaming access with the current sim. Use that as an emergency back-up in a cheap phone. Pay a minimal direct debit on that and take out a new contract with Vodafone/someone else with a phone included.
D) Buy a cheap phone, swallow my pride and wait until next year for an upgrade (if you want to chose this option, fine okay but chose another option too as a second one plzzzzzzz)