Valera (valera) wrote in thequestionclub,

credit cards that don't suck (like chase freedom)

I've had the Chase Freedom card for about 3 years now. They've advertised it like it's the best card in the world... and it's not. The cashback is mediocre and to top it off, now they've decided to charge annual fees for it! Needless to say, I'm getting rid of it.

Hence my query: which cards do you personally own and like that offer good cashback, have no annual fees, have good customer service (I've read that Capital One customer service blows), etc? Basically, what's a good credit card and why?

Oh, and I don't much care for APR or other interest rates because I pay off each month on time and in full.

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