thumpin' like this (fettered_free) wrote in thequestionclub,
thumpin' like this
fettered_free
thequestionclub

help- quick! i've never had to take care of my own insurance stuff before...

I am renewing my medical insurance through my employer, and I admit, I put off filling out the form until now.

There is a form enclosed with my renewal package- "Affidavit of Domestic Partnership". I live with my fiance and we fit all the requirements necessary to qualify for him to get medical insurance as well.

And at the bottom of the form, there is a place for signatures for both me and him, the date, and two lines for "witness". What is that and who can sign it? Can I get anyone to sign it or is it more complicated?

Also, for my "out-patient mental health/substance abuse treatment", the benefits are as follows:

Network Provider:
90% after network deductible
30 day annual maximum
70 day lifetime maximum

And... for the dental part of my plan, it describes the "basic care" as-

Network Provider- 100%, no deductible

What does all that mean? How much will I have to pay out of pocket? I've been considering going back to a therapist, but haven't done so because of my lack of money. Just what does that mean?

Any help would be appreciated!

P.S.- I just have to gloat about my fabulous medical insurance overall. I work at a min. wage job, but the benefits are amazing. I'm enrolling both my fiance and I in the vision insurance, and all I have to pay is $5.48 biweekly for the "enhanced" vision plan. I can finally get contacts! Contacts that will only cost me less than $5 a pack! Wheeeee!
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