KT (katyism) wrote in thequestionclub,
KT
katyism
thequestionclub

Is it true that sometimes you can ask the bank to take back an overdraft fee if it's your first overdraft and you have a good reason for making the mistake of overdrawing? For instance, my friend thought that yesterday her paycheck would go in like it does every Thursday, so she used her debit card to buy gas and food that night. The check didn't go in until today, though, and the bank charged her an overdraft fee for each transaction she made. I know it's her responsibility to keep track of her balance but I've heard sometims you can talk to the bank and make some sort of arrangement.

Edit: Well, I took my friend to the bank and they were actually nice about it and refunded all the overdraft charges after she explained the "mistake." But they won't be so nice about it again, heh.
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