So being a duduhead that I am..I signed up with American Eagle credit card to get a discount on my purchase...and a $45 purchase has turned into $180...I gave them my mom's address because that's on my license. I temporarily moved out for school and they've been sending the bill to my mom's address...So I get home yesterday with about 5 bills and a letter from a collection agency.
What do I do? If I call American Eagle...do you think they will lower the amount if I explain the situation? Any tips :(