I am looking at places to move out of my parents' house and they keep saying they won't let me move into any areas of town I'm interested in moving into because they're "bad areas of town," aka neighborhoods that aren't 100% composed of white people. They even told me I couldn't move into one area of town which is known for being really nice. There isn't anywhere else for me to move that's actually affordable unless I want to move into huge yuppie white-walled apartment complexes, places where I've always had horrible experiences because the other tenants are idiots.
Why are my parents convinced that at least half the town is a gang-infested ghetto?
I have no credit history. Does this mean one of my parents would have to co-sign on the lease? :-( I do have a debit card but I don't know if that would suffice.