. _ . . - . . - . . . - . _ (gydagwen) wrote in thequestionclub,
. _ . . - . . - . . . - . _

Say you've bought a car on credit. After 2 months this car develops a big problem which will cost about a thousand to fix. You don't really have this money. The warranty company is refusing to pay for the repairs. You got screwed on the credit deal, and it has an appalling interest rate. You really need a car for work. You could potentially get a few hundred from a kind benefactor but no more than that. Your credit history is not great. What do you do?

a) Get the benefactor's money and/or try to get a bank loan to cover the repairs.
b) Stop paying the car loan repayments, let them reposess it and use the benefactor's money to get an old, cheap, debt-free car.
c) Something else (tell me about it).
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