The parts above the wheels, that kind of stick out from the rest of the car. Only on the side; not the front or back.
2. How much do you think it would be to fix? (If you've ever had a bug, or have any idea otherwise.)
The part in front of that 'seam' you can see on the bumper. (well, behind the 'seam' on the front) I don't even know if those are two separate parts.
I'm going to get an estimate tomorrow, but I'm so anxious and upset. We'll see then if we're going to turn it into insurance or not.