This is probably a silly question, but oh well. I could have sworn my credit was in the toilet, because I recently got a car and a new apartment and a new job and I'm totally broke. But suddenly I'm getting flooded with "You're Pre-Approved, YAY!" letters. Does that mean that if I apply for one of these cards, they won't turn me down? Because I'd seriously love to transfer my debt over to a new card for that year of 0% interest, let me tell you.
If I apply for a card, should I go for the American Express Blue (no fee)? It seems pretty neat, but I'm not sure who actually accepts AmEx. Would Discover be better?
Rants and raves about various credit card companies?