Assuming you play, what would you do with the money if you won 245 million dollars?
Would you take the monthly payments or cash out for the chunk?
The very first thing I'd do is get a financial adviser. I have so many plans for what I'd buy and the people I would help.
I would go for the payments, but my husband said he might go for the chunk of money because with proper investment, you could end up with more than the initial payout.