Don't take it so bad (heysweetannie) wrote in thequestionclub,
Don't take it so bad
heysweetannie
thequestionclub

So my dad and I went in on some real estate thing last year, and it flopped. Its a long story, but I ended up with a huge electric bill (about $2000) due to a communication error. My dad said, in so many words, that he "took care of it".
Now, my father is a very rich man. He is very good with money, but not so good at communicating. Actually, a few months ago, we stopped speaking. I have no desire to have a relationship with him, or he with me.
I just got a bill from a collection agency for the amount. I just moved to a new city and I can't find a job. I don't know where next month's rent is coming from, let alone where $2000 is coming from. I really don't want this to affect my credit.
I'm super pissed and freaked out right now. I can't go to him about it, and I don't really want my mom to know about this (plus, she probably can't help me).
What are my options? Can I make a payment plan? Will that hurt my credit? Can I call the electric company and work out a payment plan through them instead? I don't have a credit card (I just haven't ever gotten one) and I have basically no credit history, so I can't get one with a high enough limit to pay it off.
I've never dealt with this before. Is it really as bad as I think it is?
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