||[May. 19th, 2012|09:45 pm]
The Question Club
I currently rent a condo. A few weeks ago I noticed the sound of running water coming from my utility closet. I looked in the closet and saw that the water heater was leaking. I told my landlord and shut off the water. He came a couple hours later to look at it and said he would replace it.
After he left, my downstairs neighbor knocked on my door and said that the water had leaked into his apartment. I apologized and explained the situation to him. I then called my renter's insurance after-hours line and put in a claim for water damage. So a few days later my landlord replaced the water heater. I spoke with my renter's insurance person and asked about my responsibility for the water heater since I don't own it or maintain it. She said basically that unless I did something to the water heater, it wasn't my bill to pay. I asked her to cancel my claim, and she said if I changed my mind to give her a call back.
My neighbor called me a little while later, because he said his insurance wouldn't pay for the damage since it was below his deductible. I told him what my insurance person said and he said ok, he would call my landlord. The next day my landlord called me and asked if I gave the guy his phone number and basically said that neither he nor I did anything wrong and he wasn't going to pay for the guy's damage and he'd (my neighbor) have to call the housing association. I said Ooookay (and started looking at other apartments on Craigslist).
So my concern now is, could this come back on me? I thought about putting my claim back in, but as I said before the water heater isn't mine and I didn't do anything to it so I don't think I should have to pay. The neighbor hasn't said anything else about it, but that doesn't necessarily mean anything. Should I be doing something else here?
(I might add that months ago my toilet overflowed and damaged the other guy's apartment and for that I did put a claim in. I never heard anything else about it, so I assume it got fixed, but I'm not trying to piss off my neighbor since he's been pretty nice about this all so far)