||[Feb. 8th, 2011|09:30 pm]
The Question Club
What are your short and long-term financial goals?|
In the short term, I want to save enough money to buy some furniture for my new apartment with my boyfriend. Thankfully, his parents have a LOT of extra stuff we could have for immediate use, but between our things, we're going to need a bed frame, new bathroom stuff, and a sofa. And a TV, possibly.
In the long-term, I want to start saving money to put a down payment on a house, buy my SUV (I'm going to be a midwife, so I need something with a lot of cargo space), and save for my wedding (even though I'm not engaged, which is crazy, but I want to do it the way I've always wanted to this time).
I'm just really bad at saving money. When I have money, it always gets spent way before it needs to be, and I don't know how to change that. I've made an Excel spreadsheet of all my finances for the month, but I still end up spending it all. Ugh.
How do you save money instead of spending it all? Any tips that have worked for you?