||[Jan. 28th, 2011|11:56 pm]
The Question Club
here's a totally awesome super thing that happened today: i took my car to the shop to get the engine light turned off, and i got a phone call about an hour later "sorry, we have some bad news, your car was involved in an accident while we were test driving it." i guess the shop employee was rounding a corner when an old man was backing out of his driveway and slammed the rear of his car into the front-right of mine. so far it appears to be his fault, but his insurance and the auto shop's insurance will have to duke that out, as i am not responsible.|
there is a lot of damage, it's not drivable, and i don't know if they can fix it. obviously their insurance will pay for the damages if it's fixable, but i'm wondering what happens if the car is in fact totaled and unsalvageable? i finance the car, and have only been paying on it for a year and a few months.
the accident happened after 5, so i plan on asking my insurance agent on monday when he's available, but i'm kind of freaking out. i can't afford to buy a new car.
(although, in the meantime, i get to drive around in a brand new hyundai!)
ETA: if it makes a difference, i bought the car used in 2009; it's a 2006 mitsu lancer.