My car insurance is up for renewal at the end of this month, and this is the first time I WON'T be able to pay it off all at once. So, I'm going to be needing an extra $81 dollars a month, on top of all my other bills. Not to mention the money I owe my parents for car repairs from a couple weeks ago. And the money I owe my boyfriend.
See where I'm going?
I seriously need to stick to a budget. I am not good at making one, and even worse at sticking to one. Do you have any tips for making and using a budget? Also, are there any free programs out there to help you create a budget?