Erin Elizabeth (emeraldetoile) wrote in thequestionclub,
Erin Elizabeth

Has anyone else had major problems with Wachovia Bank?

Does anyone have any idea what is happening with my bank and the situation below?

A few weeks ago I paid my credit card online with money connected to my checking account, but the transaction went through twice, and because I only put enough money in my checking account to pay the bill- my credit card got charged $100 for "overdraft protection" (even though I explicitly stated I did not want that service)

Okay, go to bank, sign affidavit, they agree to refund my money.

Other day, email from Liverjournal appears saying my credit card has been declined.

Check statement, and there is a $100 charge titled "Return Check" and now my card is maxed out. Check bank account, and there is an extra $100.

Did they charge my credit card to pay my refund?!

Furthermore, today I check the statement and there is a $39.00 charge for "Return Check Fee"

So the money I am to be refunded for the bank's error is taken out of my credit card, and then charged a $39 fee?! What. The. Fuck?!

I'm going to see them on Monday

Who thinks I should switch to a different bank?!
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