Emily (xemcats) wrote in thequestionclub,
Emily
xemcats
thequestionclub

Home loans

I have two questions about home loans:

1.) In general, do banks require that a person be in a job for a certain amount of time before they'll consider the income from said job for a home loan? Like, if I got a job that paid $50,000/yr in August, got my first paycheck in September and applied for a home loan that same month, does the fact that I've only been in the job for a month affect anything?

2.) Do I have to be married or related to someone for both of our income to be considered when applying for a loan? Like, if I'm engaged, but not married, can both my fiance and my income both be considered for one individual loan?

I'm sure it varies from situation to situation, but I'm just wondering in general terms...

Thanks!
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