Ring ring ring ring ring ring ring ring bananphone (lubedpumpkin) wrote in thequestionclub,
Ring ring ring ring ring ring ring ring bananphone

Homeowners Ins on an Apt?

I just signed a lease with a roomate this weekend for an apartment, and the landlord suggested I get homeowner's insurance (at a rate of about $100/yr). He told me that he has an insurance broker friend who could help me out.

I'm living there to go to law school, and I remember hearing that when you live in dorms (and are still considered dependents to your folks) that their homeowner's insurance will insure a number of your personal effects. Is this any different? Does it make a difference that my father co-signed my lease?

This whole growing up and being responsible thing is too friggin' complicated.
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