My face is entirely swollen because of an infected pore to the point where I can barely open my mouth. I went to Urgent Care yesterday to deal with and apparently my insurance covers Urgent Care, but my medical group doesn't, so I had to go to the freaking ER to get antibiotics. Apparently I needed to get a doctor's referral to be seen at Urgent Care.
On a Sunday.
So I spent $75 at the ER instead of the $20 copay I would have had to pay anywhere else.