1) I'm going to be staying at a friend's house in a few weeks and I'd like to make her and her husband a hostess/host basket to take with me as a "thank you". I'm fairly poor and not quite creative (I'm in trouble, huh?), so I'm wondering....what would be some good things to put in the basket? What would you like to have in a hostess/host basket?
2) When someone looks up your credit report to do a credit check, how much do they see? What on there would constitute "good" credit versus "bad" credit? If you have had bills sent to collection agencies, does that automatically mean that your credit is bad?